All research and commentary by Jefferson Hall

“She has become a Niobe of cities, a chaos of ruins; who can trace the void, or who can bend him over the fallen pile, without remembering her former greatness; she was rising a model, she has fallen a monument….”
– William Jay editorial, published in the January 22, 1820, Georgian
A fire. A lethal and growing epidemic. A financial depression. In early 2020, a fire broke out on the Eastern Wharf property, followed soon thereafter by the arrival of COVID-19 and its resulting disruption of businesses and economic despair. Eerily, these events of 2020 share striking parallels to the disasters of another year experienced by the town, exactly two centuries earlier. As the saying goes, history does not necessarily repeat, but it does rhyme. But while there are similarities to 2020, 1820 was a far more devastating year, assaulting a much younger town. Certainly, there is a Shakespearean quality to the notion of Savannah’s most triumphant year followed by its worst, but such is the mythical contrast between the Savannah of 1819 and the Savannah of 1820. The change of a calendar altered the city forever, as waves of disaster and destruction washed over a town wholly unprepared, and still blissfully slumbering in its 1819 dream.
Savannah’s rise from 1790 to 1819 was meteoric, an era which had witnessed Savannah’s growth from backwater to a cotton metropolis. The population of the town tripled between 1794 to 1819, and the number of squares—the very barometer of Savannah’s growth in the 18th and 19th centuries—exploded from six to fifteen in the short span between 1791 and 1819. Particularly in the post-War of 1812 era, Savannah’s prosperity bounded. But like Icarus reaching great heights, nothing could prepare it for the fall. The mansions of William Jay still standing today (Owens-Thomas House, Scarbrough House and Telfair Museum) are time-capsule manifestations of that “one minute before midnight,” as Savannah’s boundless prosperity of 1819 ran into the smoldering ruin of 1820. William Jay arrived in Savannah on December 30, 1817 aboard a vessel called the Dawn. A burgeoning architect from Bath, England, he had arrived in Savannah to oversee the completion of the house that he had designed the year before for Richard Richardson (1785-1833), a 32 year-old bank president and distant in-law whom he had never met. Ironically, architect John Holden Greene—whose proposed design for the Independent Presbyterian Church had won out over Jay’s own 1816 design—arrived at the port of Savannah the same day.

William Jay, whose sister had married into the wealthy family of Robert Bolton, found himself quickly ingratiated into Savannah society, and in record time was designing multiple properties in Savannah, mansions for Savannah’s new class of “merchant princes.” The Bullochs, the Habershams, the Telfairs; by 1819 everyone who was anyone in Savannah was having a William Jay mansion built for them. It was almost a status symbol for the merchant class.

By 1820 the Telfair House was valued at $18,000, the Richardson House $20,000, the Bulloch House also $20,000; the more modest home of Robert Habersham—which was probably the most middle class of the William Jay houses—still clocked in at $7,000. In retrospect, one is left to wonder if the ambitious Habersham ever looked enviously at that larger William Jay mansion of Archibald Bulloch just across Orleans Square and thought, “one day….”
And why not: money was plentiful. In 1819 Jay’s in-laws, the Bolton family, claimed assets valued by the tax digest at $244,000 up from $208,500 three years before. William Scarbrough (1776-1838) was another already-legendary name of industry in Savannah.
“My dearest Julia….
“It was understood the President was not to be here till Monday next; but a messenger… reports he is to be here tomorrow or Saturday at the furthest…. Our home is quite in readiness for him. It is most tastefully and elegantly decorated and furnished – and seems to bring to the recollection of all who have lately visited it – the House of the Lord Governor in the neighborhood of Chester and Liverpool.”
– William Scarbrough, May 6, 1819
President James Monroe arrived on Saturday, May 8, 1819 and resided at the Scarbrough House, another mansion built by William Jay (and completed so recently the paint on its walls was barely dry). “The President must be pleased with Savannah,” Scarbrough wrote with pride.

Over his five-day visit in Savannah President Monroe attended the dedication John Holden Greene’s recently completed Independent Presbyterian Church and attended a grand ball—whose pavilion was built by William Jay. He also spent a day on William Scarbrough’s ambitious steamship Savannah, which on her maiden voyage just days later, would become the first steamship in history to cross the Atlantic Ocean. The energy and spirit of the ship’s namesake city was at this moment indomitable. According to the census Savannah had a population of 7,523—a breakdown of nearly four thousand white and 3500 persons of Color. According to a national directory, vessels of fourteen-foot depth could navigate the river right to the bluff. The city boasted nine houses of worship, seven white and two for its communities of Color. It also had three banks, where just a decade before there had been none.
By the end of 1819 Savannah had sent a steamship not just across the ocean, but across the globe, spreading Savannah’s commercial good will with ports of call in Liverpool; Copenhagen; Arundle, Norway and St. Petersburg, Russia. It had received a presidential visitor and shone brightly in the national spotlight. In a single generation it had risen from obscurity to become one of the biggest cotton ports in the world. With the dawn of 1820, the city’s good fortune still seemed boundless. Within months, however, all would be a different picture: a significant portion of the town in ruin, many businesses and its financial elite broke, and nearly nine per-cent of the population dead. The year 1820 brought an abrupt end to endless prosperity.
On December 31, 1819, with temperatures never rising above a frigid 29 degrees, the townspeople nonetheless celebrated, welcoming in the New Year with a buoyant hope for the future. The next morning, on January 1 the Columbia Museum & Savannah Advertiser published a welcome to the New Year, a commentary which should have been optimistic… but instead ended in a strange, rambling and eerily prophetic preamble to what was to come:
“The ceaseless current of time rolls on, and the monuments of human glory, the works of genius and the labors of wisdom, are swept away in its rapid march. Everything earthly, melts under the fervent touch of time, and nothing of all that now spreads itself beneath the ardent gaze of our sun, shall escape the final doom….”
It was a cryptic epistle that might have puzzled a reader or two, but its author could have had no way of knowing how soon this prediction would come to pass. Ten days after ringing in the New Year the town was quiet; the city was still in mourning over the death of the Rev. Henry Kollock, who had died a week and a half before. The night of January 10 was clear and cold, with the stroke of midnight a great hush fell over the city. The night sky was dark; the moon had not yet risen—we know such a detail thanks to a footnote by Richard West Habersham, who years later composed an entire epic poem lamenting the events of that night.

(My 30-year-old photocopy of Richard West Habersham’s poem, quoted below)
GHS Collection 560, item 19
“The noise of revel was hush’d – and midnight profound
Had spread its black mantle, o’er all things around:
As sound broke the silence, save the westerly breeze,
As it swept thro’ the streets – or sigh’d through the trees.

“The hopes, and the sorrows and the labours of day,
In that sweet hour of quiet, had all pass’d away
Save where Fancy, in dreams and visions of night
Pictur’d prospects and hopes, which the morrow would blight.

“How many on that night, had retired to rest
With wealth in abundance, and with happiness bles’t,
Who never again, after the coming tomorrow,
Would lie down to sleep, save in want and sorrow;”
– Richard West Habersham, “Savannah on the Morning of January 11, 1820,” stanzas 1-3 (GHS)

The clock in the Exchange tower next chimed one. Before it hit two the cry had gone out for fire. The blaze had taken spark in the livery stable belonging to Mr. Boon, on Lot 18, Franklin Ward, the northeast trust lot facing Franklin Square. Its cause was unknown, perhaps a lantern. The flames spread quickly to the surrounding buildings, every one of wood—and every one, observed the Georgian, in “the most combustible state.”
“The fire had gained a great height before the citizens and the fire companies could assemble, or organize any efficient plan of action; and even when the most strenuous exertions were made the flames advanced with a widening and appalling violence that seemed to deride resistance.”
–Georgian, January 17, 1820

“For the word had been said – and the pride of our Land,
Was doom’d to destruction by Almighty command,
And Pity and Mercy, when that mandate was given,
Fled in trembling away – and flew back to Heaven.

“At that awful command rush’d the winds thro’ the sky;
The red torch was appli’d and the flames rose on high,
And flashing abroad, with a wild lurid glare,
Roll’d in volumes of crimson on the dark troubled air.

“The quick roll of the drum, and the trumpets shrill wail,
Were mingled together with the noise of a gail,
And heavy and sad, fell the deep tones of the bell
As it rung out at midnight that fair city’s knell.

“The strength of that flame, man had no power to stay,
As urg’d by the whirlwind, it rush’d on its prey.
And the labours of genius, & the structures of taste,
Were crumbled to ashes, in its wide spreading waste.”
– Richard West Habersham, “Savannah on the Morning of January 11, 1820,” stanzas 4-7 (GHS)
The fire spread quickly to the south and to the east, even consuming the offices of the Georgian, while the staff scrambled desperately to save the type, press and paper. By the time the newspaper resumed printing nearly a week later it summed up a scene by now already familiar to most of its readers.
“The city of Savannah, after a lapse of twenty-four years, has again experienced the horrors of conflagration far surpassing the… melancholy fire of 1796. Numbers were at that time reduced to extreme distress, yet the buildings consumed were generally of so little value compared with those we have just lost, and the property they contained was so inferior in every respect… that it was generally considered beneficial, by making room for other buildings better adapted to the growing commerce of the place.”
Strangely, in lamenting the fire of 1820, the Georgian found an opportunity to praise the fire of 1796.
The flames rolled with an intensity and fury the citizens could not match. Only the width of Broughton Street saved the southern region of the city from destruction. A hail of burning cinders rained over the city, “to the remotest parts of the town, where the roofs of houses were repeatedly on fire.”
As the fire advanced into Market Square it ignited a cache of gunpowder that had been stored there illegally, resulting in two large explosions. With the blasts the secret was out, and a startled population fled the square.

Cotton was lost, homes were destroyed and businesses ruined. That “Genius of desolation,” the January 17, 1820 Georgian remarked, could not have chosen “a spot within the limits of our ill-fated city where so wide a scene of misery, ruin and despair might be laid as that which was recently the centre of wealth and industry, but is now a heap of worthless ruins.”
As the fire spread Richard West Habersham, then a child, was captivated by the steeple of the Independent Presbyterian Church, whose white surface glowed and reflected the fire light like a beacon. He described the steeple in stanza 8: “Like Devotion it seem’d – as its beautiful form / Reflected the fire, and calmly beam’d in the storm.” And then, silently and slowly, the moon rose; as Habersham remarked in a footnote at the bottom of his poem: “The moon rose bright and clear about four oclock in the morning.”
“Amid that dread scene of despair and dismay,
A light broke from the East, like the first smile of day;
And the moon slowly rose, o’er the horrors of night,
Like the rainbow of promise, to the suff’rers’ sight.
“Her face was serene, as she silently mov’d;
O’er the wreck of our hopes, and of all that we lov’d,
And she shone in her course, thro’ that wild troubl’d sky,
Like the ray of the light house, to the mariner’s eye.”
– Richard West Habersham, “Savannah on the Morning of January 11, 1820,” stanzas 9-10
The city burned the entire early/late morning of January 11, 1820. According to the Georgian, the fire was not finally extinguished until “between twelve and one o’clock” on the day of the 11th. The Georgian reported that ninety-four lots lay naked and blackened, the ruin spread from Bay to Broughton and Montgomery to Abercorn. Those standing in Franklin Square had an unobstructed view of the houses on Abercorn, three squares away. With the destruction of Decker and Derby wards the fire had leveled the business center of town. In all, 463 buildings had been destroyed. “The entire commercial part of the town is destroyed,” the January 13, Columbia Museum & Daily Advertiser lamented. “There is but one solitary dry goods store remaining. The finest buildings are in ruins.” From an economic standpoint, it was the most devastating fire the United States had seen to that time. As the January 17 Georgian observed: “The total loss of property is variously estimated, but the prevailing opinion calculated it to be upwards of four million dollars.”
“Hundreds are reduced in a moment, as it were, from opulence to poverty, and many of our most respectable families are thrown on the charity of the world. It is hardly in the language of soberness, that we can speak of this dreadful catastrophe. We yet behold crowds of aged and infirm, of women and children, wandering houseless in the streets, and so rapid was the progress of the flames, that those in the vicinity where it originated, lost their all—even to their necessary clothing.”
-Columbia Museum & Daily Advertiser, January 13, 1820
More than 200 families were left homeless. Those who sifted through the ashes on January 11 were appalled.
“Alas! Never did the sun set on a gloomier day for Savannah, or on so many aching hearts. Those whose avocations called them forth that night will long remember its sad and solemn sadness, interrupted only by the sullen sound of falling ruins.”
– Georgian
Many of the same lots destroyed in the prior the 1796 fire were similarly wiped out this time, the crucial distinction being that in 1820 the fire was successfully contained north of Broughton Street. In many respects, the Fire of 1820 did not match the scope of its 1796 predecessor. By 1820 the city of Savannah was a town of 1012 lots, plus or minus. Most of the lots were located within the Common, the remainder spread between the eastern and western suburbs; but with 94 lots laid waste this ultimately accounted for less than one-tenth of the total number of town lots. And as even the Georgian remarked, many of the 463 buildings destroyed in the blaze were tenements, out-buildings and shacks. The true and lasting devastation of the fire may have lay in the fact that for the second time in a quarter of a century, the portion of the town laid waste happened to be its commercial center.

Though he had only been a resident of the city for barely two years, architect William Jay posted an open letter to the community. “In a calamity so dreadful as the late fire, which laid prostrate much of our city, it behooves every one to offer his assistance: the benevolent man his charity, and the scientific his genius,” he pleaded in the January 22, 1820 Georgian. Jay urged the rebuilding of Savannah in brick and iron, forgoing wood—and with it, the old custom of frame structures which had so long congested the town, leaving it vulnerable to every stray spark. Jay advertised his suggestions in conjunction and association with Henry McAlpin and his plantation west of town.
McAlpin had begun purchasing the tracts of the old, ill-defined “Hermitage,” in April, 1815 via his attorney, William Scott. In 1785 Savannah surgeon Samuel Beecroft had purchased these tracts; in June of 1798 he advertised it for sale with its “large handsome convenient buildings” in tact. John Montalet, a white French emigree from the Haitian Revolution, bought the property in 1798, but made few changes before his death in 1814. In reality, the plantation had produced bricks since the Beecroft era of the 1790s, but it was Henry McAlpin in this 1815-1819 economic Renaissance who had expanded the enterprise, beginning between 1818 and 1819.
But as the other events of 1820 played out these pleas of William Jay and Henry McAlpin fell on deaf ears. By March wooden shanties were rising in blackened lots.
“The late fire has given the town a most desolate appearance, yet the inhabitants are most inconsiderately running up wooden houses again with great rapidity.”
-Adam Hodgson, March, 1820
In the wake of the fire the call for financial assistance was sounded, and it was answered generously. Donations poured in from all over the country. In all, just under $99,500 was pledged to Savannah. South Carolina donated $20,000, Pennsylvania was close behind at $19,000. New York offered $12,500, but politics intervened… its gift was proffered with the very specific condition that the monies donated were to be used for assisting “all indigent persons, without distinction of colour.” The caveat was clear, and the Georgian was insulted by the implication. The “indelicate insinuation, that it is their wish that black, as well as white, should participate in the bounty; thereby insinuating the Common Council of Savannah is destituted of that humanity,” was seen as an affront. “Ought any conditions, be attached to an act of charity?” the editors queried. The New York donation was ultimately rejected.
Fire from the westernmost square, sickness from the easternmost square
Tour guide lore: During the yellow fever epidemic of 1820 (and the later epidemics in 1854 and 1876) bodies were hauled away in secrecy, hiding from the public the number of casualties in an effort to avert mass panic.
The reality: Much the opposite. With sobering transparency the newspapers published the mounting death toll each week, while civil authorities actively urged residents to flee the town with haste. Far from trying to hide the danger, panic was, essentially, encouraged.
As spring gave way to summer another indiscriminate disaster descended upon the town. On May 7, 1820 the first case of bilious fever was reported; it was later confirmed as yellow fever. Before the month was over, there would be two more fatal cases. In June victims in the city would die at a rate of one every other day. In July, it would be one every day. By September, the average would be nearly eight per day. The epidemic had begun.
Savannah was no stranger to yellow fever or its related malarial diseases. There is no record of any case of yellow fever in Savannah before 1801; this is probably more due to lack of proper diagnosis rather than a lack of disease. However, in the early years of the 19th century cases of “bilious fever” were persistent, and minor yellow fever outbreaks visited Savannah on a semi-annual basis, typically beginning in late summer and continuing until the first frost of the year, sometimes referred to as the black frost; at which point the illness invariably subsided.
Many maladies of the 19th century were not fully understood, and yellow fever was no exception; what was correctly understood, however, was that a warm, wet, marsh environment contributed to contracting the illness. While the mosquito had not yet been identified as a culprit, blame instead fell upon the ancient idea of miasma. Miasmatic air was believed to be the noxious fumes and rot from the decay of organic matter; invariably it was part of the unhealthiness of living near a swamp. Savannah’s particular disadvantage in this regard was that it was geographically surrounded by lowlands and marsh.
Following the 1817 yellow fever epidemic—the Savannah’s deadliest at that point—the city had undertaken an ambitious endeavor: attempting to bribe, shame or otherwise coerce nearby landowners to dry out their rice fields and convert to a dry culture, thereby reducing the swamp lands that bordered the town and the greater threat of these malarial-related illnesses. The November 16, 1826 Savannah Georgian published an extract of a letter explaining the process. “The corporation has purchased a right to all lands within two miles of the city, to prevent the cultivation of rice; and to attend to the draining and keeping in order the low growth.” In this ambitious proposal, landowners would bind their lands from wet rice culture for $40 per acre. The total cost was estimated at $200,000, but given the recalcitrance by some landowners—the Stiles family in particular, bordering the west flank of the town with both Vale Royal and Springfield—the city was still fighting to dry lands in the city limits as late as 1877.
By the beginning of August, 1820 there was a growing sense of unease in Savannah. Though the yellow fever mortality had risen between June, with 14 deaths, and July with its 39, it was with August that the epidemic accelerated. It quickly became clear the town was dealing with something quite different from previous years. In the words of the mayor: “A mortality prevails in this city, never before experienced.”
The hints of a growing epidemic only gradually began to appear in the documentary record of the newspapers, and at first rather innocuously. “It is true, a small part of the inhabitants of Washington ward, have been visited with disease, within the last two weeks,” the Savannah Daily Republican reported on August 15.
But by the following month Mayor Thomas Usher Pulaski Charlton, urged the city to full alert, remarking of a “deep gloom and despondency which surround and afflict our people.” He rued “this dreadful, indiscriminating fever,” and published a note in the newspapers asking that “the physicians of the City are respectfully requested, to report at this office, or to me, every morning at 10 o’clock, all new cases of a malignant fever.”
The newspapers now reported a tally of deaths by the month, by the week, and even by the day. Yellow fever deaths became a daily column in both the Georgian and the Savannah Daily Republican.
From the Georgian:

From the Savannah Daily Republican:



- In Savannah’s 1876 yellow fever epidemic the death ratio per-capita was one in 32.
- In Savannah’s 1854 yellow fever epidemic the ratio was one in 25.
- In 1820 it was one in 10.
Citizens were urged to leave the city, and those who had the means did so, leaving Savannah in droves. Mayor Charlton posted public addresses within most editions of the newspapers.

“Just coming to town–I find it deserted by almost all of my friends–many stores closed–very little moving in the streets, and the only activity displayed, is in cropping the trees; the axe sounds in every square, and the dismal appearance of the empty streets is thereby much increased.”
– Correspondence of “O.”, Georgian, September 28, 1820
Trees were cut down; the fear of miasma extending even to the ornamental trees of town. “Our poor trees have undergone the same persecution as the witches of yore,” the above correspondent remarked a few days later in the October 7 Daily Republican. On October 14, Mayor T.U.P. Charlton requested a census of the populous remaining.

The procedures and rituals of government were falling apart. Mayor Charlton apologized to the remaining community for forgoing a regular session of Mayor’s Court. “So precarious is the tenure by which every individual now hold his life, such the sorrow and despondency which pervade every breast, that, (even if the present number of inhabitants could have admitted it,) I am convinced, not a suitor, witness, or juror would have attended.” Savannah had become a ghost town, abandoned.

Nowhere was the epidemic worse than on the eastern side of town, specifically in those homes unlucky enough to be positioned around Washington Square, which for years would retain its infamous stigma. “Washington Ward,” remarked Dr. William Waring in his 1821 final report to the city, “became the great theatre of desolation.”
Waring documented Savannah’s yellow fever mortality for each month of 1820.
- June: 14 dead
- July: 39 dead
- August: 111 dead
- September: 241 dead
- October: 268 dead
- November: 50 dead
Ultimately, more than 700 persons died in the epidemic… a number which may or may not have been inclusive of the communities of Color—which despite the promise of the Savannah Daily Republican, never appeared in the newspapers.
By late October, the results of the Mayor’s impromptu census of the white residents in town were published, revealing that of a full population of four thousand there remained but 1494 still in the city.

The results of that census were made even more frightening by the fact that with the reduced population the death ratio per-capita now was nearly one in four. Those remaining citizens, unwilling or unable to leave, were picked off indiscriminately. The Savannah yellow fever epidemic of 1820 had become, per-capita, the deadliest epidemic ever seen in the United States of America. In his 1821 report Dr. William Waring remarked of Savannah’s mortality… “just doubling that of Philadelphia, in 1793. Such an enormous sweep of human life, has scarcely a parallel in the medicine of Europe, or America.”
“To give you a list of the dead would fill this sheet,” Savannah resident Martha Richardsone wrote to a relative. “History does not give any account of the plague half as dreadful. Father, Mother, and child have been seen on the same hearse going to their graves. More than one instance has occurred where whole families have been swept away…. Yellow fever and black vomit is our daily theme and nightly dream.”
Not surprisingly, the single most represented year in the Colonial Park Cemetery today is 1820… though with only 49 markers, fewer than 7% of the victims are represented with markers still standing today. Simply, more than 93% of 1820’s yellow fever epidemic victims lie unacknowledged.
“Ah! much to be remembered! Not long—and sack-cloth covered us: —Our city seemed a sort of living Hades. The shops were shut, to let their keepers die; or that they might attend the dead—or flee from death by flying from the city. The market, too, was thinned, below whatever it had been. . . the city seemed forsaken to the reign of death—DEATH covered us.”
– N.B. Honestus, Georgian, November 25, 1820
A tropical storm struck the city on October 1; it was just another hardship to be checked off the list.

With the arrival of the first frost in November, at last the tide of cases receded. But even as the danger was deemed over, residents were slow to return. What did they have to return to but a town of ruins and a shattered economy.
One year ushered in an entire decade of depression
Even those who had eluded the fire or fled from disease could not outrun the depression. The financial depression which had hit the rest of the United States the year before was finally catching up with Savannah. Cotton prices had hit an all-time-high of 75 cents per pound for Sea Island cotton in the summer of 1818, but by the last week of 1819 they had slipped to 38 cents, with a paltry 15 cents for Upland cotton. Many of the local business merchants—the “merchant princes” and Savannah’s nouveau riche—considered this only a temporary drop, a simple correction after a parabolic rise; after all, cotton had built Savannah… not the backwater Savannah of the 1730s, but the gilded Savannah of the 1790-1819 era, a 29-year epoch that really may be seen as Savannah’s golden age. With the town’s fortunes so tightly tied to the cotton industry, it was inevitable that there would be some financial impact as the cotton bubble began to burst, but the “white gold” had become a worldwide necessity, and those in Savannah who could continue to live well did so in the interest of waiting out the market, believing that cotton prices would rebound shortly. In fact, cotton prices would not rebound again for another ten years. By April of 1820 Sea Island cotton was 28 cents, Upland 14; a year later 26 and 12.
William Scarbrough’s fortunes had turned bad as early as November of 1819 when, following its maiden voyage, first to Liverpool then to St. Petersburg, the venture of the steamship Savannah failed. Further reduced in the depression, by the fall of 1820 his accommodations came down a bit in the world: He was in jail for debt. Scarbrough had lived in his magnificent mansion in Savannah’s Court End district on West Broad Street for barely twelve months. Almost exactly one year after the maiden voyage of the Savannah Scarbrough was forced to sell his house for cash. Four months later, in September of 1820 as he languished in jail, he petitioned the court that he was insolvent and “willing to surrender all his estate for the benefit of his creditors,” but there was very little left.
Scarbrough was just the first of the mighty to fall. Two years later he would be followed by Archibald Bulloch, who sold his own William Jay mansion on March 7, 1822 for $19,000. The Boltons, too, were crushed, and would never again regain their pre-1820 prominence. Even Richard Richardson, the man whose current Owens-Thomas House still proudly overlooks Oglethorpe Square, fell with a mighty crash. Richardson, the man with the wealth, the foresight and the energy to commission a special mansion for his wife now watched his world collapse, as his debts piled up and his wife died in 1822. Richardson, president of the Savannah Branch of the Bank of the United States, would see his own bank seize the house on February 3, 1824. Widowed, washed up, broke and homeless before the age of 40, he died at sea at 48.
Within four years’ time most of the small palaces of William Jay, the status symbols of the wealthiest in Savannah at its peak of prosperity, were bank foreclosures, empty and abandoned, some leased out as boarding houses… and Savannah an economic wasteland for the next decade.
After visiting Savannah in 1834 one visitor remarked that Richardson’s house was one of “several very ambitious-looking dwellings, built by a European architect for wealthy merchants during the palmy days of trade; these are of stone or some composition, showily designed, and very large…. They are mostly deserted or let for boarding houses, and have that decayed look which is so melancholy, and which nowhere arrives soon than in this climate.” (Tyrone Power, Impressions of America During the Years 1833, 1834, and 1835, ii. 70)

William Jay himself would die in obscurity on a small island in the Indian Ocean. In 1836 the architect was appointed by the British Government to design buildings in St. Mauritius, a low paying post that brought him little joy, and his life there was short and bleak; in 1837 he fell a victim of bilious fever… the same type of illness he had avoided in Savannah so many years before.
An entire generation of merchants and importers simply vanished from the record after 1820. When Savannah eventually recovered there were new names in the advertisements and new leases on the riverfront. Fire-damaged building were still visible at the time of Cerveau’s 1837 painting of the town (William Jay’s unfinished custom house, for example), but with time every last vestige of ash was wiped away; yellow fever protocols better established and a new age of prosperity took shape in the 1830s. In so many ways, though, 1820 was the year of demarcation for the town’s history. There was the Savannah before 1820 and the Savannah after 1820, and where one ended a new one could never go back.

Except for Robert Habersham (1783-1870). The owner of that most modest of the William Jay houses before the depression, he had navigated his fortunes so deftly that by 1833 he was able to move across Orleans Square into the much larger William Jay house built for Archibald Bulloch.

















